My employer does not provide health insurance. After extensive research, my wife and I found a suitable policy for ourselves that provided sufficient insurance coverage without breaking the bank. The major downside I see is that we are paying for the coverage with post tax money – yes our premium goes toward our itemized deductions, but that is no where near comparable to paying with pre-tax money. Am I wrong about this? Is there a better way to approach this?
It just doesn’t seem right that I am punished merely because my employer is a small business, not able to participate in a group insurance plan.
Chicago – 11/17/2009 – Today hundreds of people rallied to demand reform and support business owners whose livelihoods have been put at risk by insurance companies hiking health care costs and limiting coverage. The business owners sent a message to fellow Americans and Congress: IF INSURANCE COMPANIES WIN, OUR ECONOMY LOSES
I am going to buy a small business. I will be offering group health insurances do I, or any of my employees have to give medical records to my insurence company?