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Individual Health Insurance vs. COBRA

How do you decide whether to purchase individual health insurance or to utilize COBRA? Learn more about the difference between the two options. Steve Cindrich, Optima Health’s director of product development shares his insight.

Azonic Insurance Agency offers affordable individual and group health Insurance, Dental, life, vision, medicare supplement, long term care, disability insurance, travel insurance, short term health insurance, temporary health insurance, short term medical insurance, temporary medical insurance. We are Orange County’s leading health insurance provider. Please see our website at www.azonicinsurance.com and contact us for more information or to set up an appointment with our insurance specialists.

Individual Health Insurance, Group Health Insurance, Employee Benefit Plans, Business Insurance, Low Cost & Discount Health …

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I need individual health insurance, im 16?

Hello everyone, im looking for individual health insurance. I am 16 needing surgery on my right knee which has a Torn Miniscus. i need it immediately with a decent pay rate.

Thanks in advance

Hi,

Is it logical to keep my current individual health insurance while taking on the health insurance provided by my law school? I explain the circumstances below.

I was recently self-employed and had a health insurance policy with a high deductible, a health savings account, and excellent coverage. For insurance, it is relatively cheap, but it still adds up.

However I am about to begin law school. My mom’s friend, who works in the insurance industry, recommends that even if I decide to take the insurance from the law school, I should keep my current insurance. He explained that if a horrible thing occurred, my law school insurance would cover me, but when I graduate it would become difficult to find a new insurance plan that would cover a preexisting condition. Maintaining my current individual plan guarantees me coverage for life.

However when I graduate law school I will probably go (like 95% chance) onto a clerkship. After that I will do a corporate job to pay back debt for law school. I believe this means guaranteed health insurance for at least two years after school.

Also the HSA, health savings account, of my individual plan does not work while I have the law schools insurance plan.

I’d like to take on the law schools plan bc the the individual plan has a very high deductible, and I like the convenience of getting health care on campus.

So again, does it make sense to shell out the extra money for my own individual insurance plan while taking the law schools insurance? Are other people maintaining individual coverage while their company or school provides health insurance?

I’m hoping someone out there could tell me where or if I can find individual health insurance with the Health Savings Account for someone living in Brooklyn, Kings County, New York City, NY.

Individual health insurance?

Can you buy two individual health insurance plans? Can you have more than one Health Insurance Plan for your self?
I have to buy my own insurance, but even the best individual insurance is crappy and I wanted to now if people ever buy two insurance plans? The insurance i have now only lets me see the doctor twice a year. If I got another insurance plan would it pick up where the other left off?

Individual health insurance with fibromyalgia?

I have fibromyalgia, was diagnosed years ago. I have not had insurance for about half of that time. Does anyone know how to find affordable individual health insurance with a preexsisting condition? I have foun d plenty of plans that will cover me eventually but I cannot afford to pay the insurance premium and my doctors visits and prescriptions while I wait six mths to a year to get covered. Please do NOT suggest e-surance, they do not have affordable plans that cover pre-exsisting.

We offer a variety of health plans for Virginians who are looking for quality, affordable, individual health insurance. If you’re self-employed, a recent graduate, a retiree, unemployed, or are just looking for a great health plan, then browse our plan information below to find coverage that’s right for you.

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