This video seeks to address the complexities of COBRA measures in President Obama’s STIMULUS PACKAGE and options for individual health insurance coverage.

In other words, I was the primary insured on the plan. Now since he had a very minor back surgery, they said it is a "preexisting" condition when I applied for insurance coverage and would only offer him a short term policy. Can I get the Cobra just for him or do I have to get it too since I was the primary insured on the plan?I am healthy so getting a non cobra plan is not an issue for me and cheaper.

- We’re not cancelling their contracts, we’re just eliminating their health insurance since BCBS informed us we needed to extend it to ALL 1099s & the overhead costs would go off the roof.

- So they’ll still be working for us. We’re trying to find some individual insurance alternatives, but the question we want resolved to comply with the law is if COBRA needs to be offered at all.

How does it work? how do I apply? I was able to pay my part for 3 months after layoff, but that time is now up.I understand that I can continue to pay for existing insurance through cobra?Is this right?

I don’t want to miss any deadlines, and she is unable to do it on her own. The divorvce was official November 12th. She had insurance thru her husband’s company (he’s the owner). They got divorced, and I know she’s entitled to COBRA. He admits it as well, but is not too concerned about helping out. Any thoughts? Thank You!

Call 800-868-2333 or www.healthinsurance-quotes.org , COBRA insurance is an extension of your employer group health insurance at 100% of cost to you. We offer affordable COBRA replacement insurance to those that qualify. Call us or get an online quote today from one of our agent brokers.

Divorced since 2003, ex does not live with me nor is a dependant, NOT on cobra, and remarried in 2004 (lives with new wife). A georgia policeman told me "you can insure anyone you want". 24 calls to other insurance agents all agree with me- it is not legal. Who is really right???

PS- if the health ins was provided under a domestic partners policy would that be fraud in ga??
I asked the police because I’m the new wife. It’s not Cobra, it’s Ex-wife and MY husband in this fraud together. I have her insurance card (renewed in 2006) showing her name and his. OUR marriage in 04, he lives w/me, but has mail to her house.
Police blow me off as a revengeful liar trying to get the law to violate HIS privacy laws.
If nothing else, her employer is getting screwed to cover someone not elegible. Proof of the fraud will strengthen my divorce case, I think.
*The truth will set you free*

I just do not believe any insurance company would do this, willingly, it has to be fraud.

I recently lost my job and have decided to start up my own business. I am trying to decide right now whether to take my Cobra plan on go on my husband’s insurance. Either way I go is my portion of the premiums deductible as a business expense? What about portions of services not covered and prescription costs?

How do you decide whether to purchase individual health insurance or to utilize COBRA? Learn more about the difference between the two options. Steve Cindrich, Optima Health’s director of product development shares his insight.

I was laid off in October 2008. I could not afford to pay COBRA for myself and my wife. I would like to now add her since there will be a 65% subsidy and second chance election effective March 1, 2009 pursuant to the America Recovery and Reinvestment Act of 2009.

Can this be done?